Yes, that's right, they are on the rise but don't worry, they are still at an all time low and buyers can still take advantage of good rates. Some buyers take the holiday season "off" to focus on holiday season stuff. That makes sense and it's understandable not to want to focus on a big investment with so much else going on. HOWEVER, for the buyers who stay in the game... that means the competition is not as great and staying focused on finding your dream home during the holiday season actually puts you at an advantage. If you're thinking about buying, this is a great time to start looking. Take advantage of the rates while they're still low and grab your dream home while other buyers aren't looking!